Verdictly
Verdict-Defense
Dallas County • 2024

Taylorsville Jury Awards $90K in Rear-End Collision UIM Claim

One driver was stopped and waiting to turn when another driver rear-ended her. The injured driver initially reported no injury but later sought medical treatment for neck pain and headaches. She also claimed a concussion and mild brain injury, leading to cognitive and emotional issues. The case involved a direct action against her insurer after settling with the at-fault driver. The jury awarded damages, but the amount did not exceed the insurance coverage floor.

Case Information Updated: October 2025

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Back Strain / Soft Tissue
Rear-end

About Back Strain / Soft Tissue Injuries

Back strain and soft tissue injuries are among the most common injuries sustained in car accidents. These injuries affect muscles, tendons, and ligaments in the back, often resulting from the sudden impact forces experienced during a collision.

Case Outcome

Outcome
Verdict-Defense
Amount
$90,000
County
Dallas County, KY
Resolved
2024

Injury & Accident Details

Injury Type
Back Strain / Soft Tissue
Accident Type
Rear-end
Case Type
Motor Vehicle Accident

Settlement Context

This verdict-defense of $90,000 is above the median of Undisclosed for back strain / soft tissue cases resolved by verdict-defense. The typical range is Undisclosed to Undisclosed, based on 236 cases in our database.

Case Overview

A plaintiff was rear-ended on Taylorsville Road in September 2019 while waiting to turn. No injury was reported at the scene, but the plaintiff presented to an emergency room two hours later with soft-tissue symptoms. Six days later, the plaintiff returned to the ER with radiating neck pain and headaches. The plaintiff subsequently underwent pain management, including RFA therapy and epidural injections, and alleged a concussion, mild traumatic brain injury, cognitive and emotional deficits, hearing loss, tinnitus, dizziness, and the aggravation of a pre-existing anxiety condition.

The plaintiff initially settled with the at-fault driver for the $100,000 policy limits. This underinsured motorist (UIM) action was then filed against the plaintiff's insurer. The plaintiff's treating neurosurgeon testified, linking the alleged injuries to the collision and affirming the need for ongoing care. The plaintiff sought damages for $88,701 in past medical expenses, an additional $673,000 for future care, and up to $2.5 million for pain and suffering.

The defendant insurer argued there was no injury reported at the scene and cited the plaintiff's prior history of similar complaints. Expert neuropsychology and neurology witnesses for the defense challenged the concussion diagnosis, attributing the plaintiff's complaints to a somatic symptom disorder stemming from pre-existing conditions. After a civil jury trial in Taylorsville, the jury awarded the plaintiff $25,000 for past medical expenses, $15,000 for future medical expenses, and $50,000 for pain and suffering, totaling $90,000. This verdict amount did not exceed the $100,000 previously recovered from the at-fault driver's policy, indicating a judgment would likely be entered for the defendant insurer.

Understanding This Case

  • The majority of soft tissue injuries resolve within 6-12 weeks with proper treatment. However, approximately 10-20% of cases may develop into chronic conditions requiring ongoing care.
  • This case went to trial and resulted in a jury verdict. Verdicts can yield higher awards but carry the risk of receiving nothing if the jury rules against the plaintiff.
  • This case was resolved in Dallas County, Kentucky. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
  • Resolved in 2024, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.

VerdictlyTM Score

39
/100
Potentially Unfair

This outcome significantly deviates from similar cases

This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.

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