Dallas County Jury Awards $113,098 in UIM Rear-End Collision
One driver was stopped at a red light when their vehicle was hit from behind by another car. The person in the stopped car claimed serious neck and back injuries. They had already settled with the driver who hit them and then sought additional benefits from their own insurance company, which had denied the claim. The insurance company argued the initial settlement was sufficient. A jury found the injured person was owed damages for past pain and medical expenses, plus future pain and suffering.
Case Information Updated: October 2025
About Cervical Disc Injury Injuries
Cervical disc injuries involve damage to the intervertebral discs in the neck region (C1-C7). These injuries can include herniated discs, bulging discs, and disc degeneration accelerated by trauma.
Case Outcome
- Outcome
- Settlement
- Amount
- $113,098
- County
- Dallas County, TX
- Resolved
- 2021
Injury & Accident Details
- Injury Type
- Cervical Disc Injury
- Accident Type
- Rear-end
- Case Type
- Insurance Obligation, Vehicle negligence, Insurance law, Business negligence
Settlement Context
This settlement of $113,098 is near the median of $75,000 for cervical disc injury cases resolved by settlement. The typical range is $20,261 to $300,000, based on 119 cases in our database.
Case Overview
On June 30, 2014, a plaintiff was a front-seat passenger in a vehicle that was rear-ended at an intersection in Mesquite, Texas. The incident resulted in the plaintiff sustaining injuries to her neck and back, which radiated to her limbs. The plaintiff initially settled with the at-fault driver for the driver's policy limits of $30,000.
Following this initial settlement, the plaintiff filed a lawsuit against her own insurance carrier, the defendant insurance company, seeking Underinsured Motorist (UIM) benefits. The plaintiff argued that her serious and permanent injuries were not adequately compensated by the initial settlement, and that the defendant insurance company breached its contract by denying further benefits. The defendant insurance company countered that the $30,000 settlement with the at-fault driver had sufficiently compensated the plaintiff for her injuries and that she was not entitled to additional UIM benefits.
A jury in Dallas County deliberated and ultimately found in favor of the plaintiff. The jury determined that the plaintiff was entitled to damages totaling $113,098. This amount included $59,000 for past pain and suffering, $44,098 for past medical expenses, and $10,000 for future pain and suffering. The judgment was rendered on May 31, 2021.
Understanding This Case
- Many cervical disc injuries improve with conservative treatment. However, about 30% of cases may require surgical intervention, with varying degrees of permanent impairment.
- This case was resolved through a settlement, avoiding the uncertainty and expense of a trial. Settlements typically resolve faster and provide guaranteed compensation.
- This case was resolved in Dallas County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
- Resolved in 2021, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.
VerdictlyTM Score
This outcome is within expected ranges
This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.
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