Kentucky Jury Awards $96,000 in Rear-End Collision

A vehicle collision occurred in May 2008 on Stony Brook when a teenager, pulling from a private drive, struck a childcare worker's vehicle. The childcare worker sustained soft-tissue neck pain and was transported to the emergency room. Liability for the collision was later established by summary judgment. The injured worker subsequently filed a lawsuit in Louisville, seeking damages for medical bills, lost wages, impairment, and pain and suffering. The plaintiff's case was complicated by involvement in a second crash a month later, though injuries were distinguished. The defendant disputed the claimed injuries, citing credibility, lack of objective proof, and a "threshold" defense. The jury found the plaintiff met the medical expense threshold but did not sustain a permanent injury. Ultimately, the jury awarded the plaintiff $8,184 for medical expenses but $0 for lost wages, impairment, and pain and suffering, resulting in a total verdict of $8,184. A judgment consistent with this verdict was entered. The plaintiff later moved for a new trial, arguing the verdict was inadequate. The defendant countered, citing credibility issues. The motion was pending as of June 2016.

A rear-end collision occurred in Norwood, Ohio, on November 14, 2017, involving the plaintiff and an at-fault driver. The plaintiff sustained a C5-6 disc injury, requiring fusion surgery approximately ten months after the crash, and an L4-5 injury, which led to a microdiskectomy in December 2018. Medical bills for these treatments totaled $80,739. The at-fault driver's insurer settled for its $25,000 policy limits without a lawsuit. Following the initial settlement, the plaintiff filed an underinsured motorist (UIM) action against their own insurer, seeking compensation for medical expenses and pain and suffering. The plaintiff's insurer disputed the extent of damages, presenting testimony from a defense orthopedic expert who concluded the plaintiff's treatment course was unrelated to the crash, citing a thirteen-year history of similar symptoms. The defense also raised a $1,000 medical expense threshold defense. The case proceeded to a two-day jury trial in Florence, focusing on causation and damages. The jury first determined the plaintiff met the $1,000 medical threshold. They then awarded the plaintiff $80,939 for medical expenses and an additional $195,000 for pain and suffering, totaling $275,939. A judgment was entered for $240,739, accounting for the underlying policy limits and personal injury protection (PIP) coverage. The defense had made an $18,000 offer of judgment.

On June 19, 2019, in Brandenburg, Kentucky, a vehicle driven by the plaintiff was rear-ended by another driver while stopped in traffic on Old Mill Road. Although the plaintiff's truck sustained no visible damage and airbags did not deploy, the plaintiff reported immediate neck pain and a headache. The plaintiff was transported to a local hospital, treated, and released for an apparent soft-tissue injury. The at-fault driver was uninsured, prompting the plaintiff to seek uninsured motorist coverage from his insurance carrier, the defendant. The defendant conceded fault for the collision but contested the extent of the plaintiff's damages. The plaintiff subsequently underwent physical therapy and pain management treatments, including spinal injections for continued neck and back pain, reporting some improvement. The defendant's orthopedic physician, through an independent medical examination, opined that the plaintiff sustained only a temporary strain superimposed on pre-existing conditions and that much of the subsequent medical treatment was unrelated to the crash. The defendant tendered a pre-trial offer of $200,000. The case proceeded to a three-day trial in Brandenburg, where the jury considered only damages. The jury, by a 9-3 vote, awarded the plaintiff $50,728 for past medical expenses, $50,000 for future medical care, and $20,000 for pain and suffering, for a total of $120,728. A judgment consistent with the verdict was entered. The defendant later moved to delay enforcement of the judgment until the plaintiff satisfied a Medicare lien.

A chain-reaction rear-end collision occurred in Covington, Kentucky, on August 3, 2015. The plaintiff's vehicle was stopped in traffic when an intermediate vehicle, struck by the defendant's vehicle, was pushed forward into the plaintiff's car. The defendant admitted fault for the collision. The plaintiff sought chiropractic treatment nine days later for soft-tissue symptoms and was subsequently diagnosed with spinal disc bulges by an orthopedist. The plaintiff underwent a course of care including pain management. The plaintiff filed a lawsuit against the defendant, seeking $53,241 for past medical expenses, along with sums for future care and pain and suffering. A medical expert for the plaintiff confirmed the injuries and linked them to the crash. The defendant disputed the extent and causation of the injuries, arguing the vehicle damage was minor and treatment was delayed. The defendant also suggested the plaintiff's symptoms were partly related to prior weight-lifting and presented an independent medical expert who opined that any soft-tissue injury was temporary, disc bulges were normal, and complaints stemmed from psychological factors. The plaintiff countered with no prior pain history and questioned the defense expert's limited examination four years post-crash. The jury found the defendant's fault was a substantial factor in causing the plaintiff's injuries. The jury awarded the plaintiff $53,241 for medical expenses and an equal amount of $53,241 for pain and suffering. The claim for future medical care was rejected. The total verdict for the plaintiff was $106,482.

On July 7, 2020, a vehicle driven by the plaintiff was rear-ended by the defendant's vehicle on Cane Run Road. The minor collision resulted in no immediate injuries, but the plaintiff later sought chiropractic treatment for claimed soft-tissue symptoms, incurring over $10,000 in medical bills and seeking pain and suffering. The plaintiff filed a lawsuit against the defendant for damages. The defendant disputed negligence, asserting the plaintiff stopped suddenly and that claimed injuries were not compensable due to the minor impact. The defense also presented testimony that the plaintiff, post-collision, asked them to falsely identify the driver and later suggested they visit the plaintiff's chiropractor to "make some money," a proposition they claimed to have explored but rejected. The plaintiff denied these allegations, and the court limited cross-examination of the defendant's passenger on his criminal history. After a three-day trial, the jury was instructed to first determine if the plaintiff met specific injury and medical expense thresholds, and then to consider liability. The jury first found (10-2) the plaintiff had not sustained a permanent injury or incurred $1,000 of necessary medical expenses. They then unanimously concluded the defendant was not negligent, halting deliberations before assessing damages. The court entered judgment for the defendant. The plaintiff subsequently filed a motion for judgment notwithstanding the verdict, arguing for a directed verdict on liability and medical bills, and citing improper tainting of proof and an error in seating a juror excused for cause. The defendant countered the juror objection was flawed and that the verdict aligned with evidence. The motion remained pending.