Maryland Jury Awards $100,000 in Uninsured Motorist Dispute
One driver stopped in traffic on a highway. A pickup truck rear-ended the car behind her, pushing it into her vehicle. She had neck and shoulder pain that caused ongoing pain and required injections. Her medical bills were $32,000. She sued her insurance company for benefits. The jury awarded her $200,000.
Case Information Updated: October 2025
About Neck Injury (Whiplash) Injuries
Whiplash is a neck injury caused by rapid back-and-forth movement of the head, commonly occurring in rear-end collisions. Despite being frequently dismissed, whiplash can cause significant pain and disability.
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $200,000
- County
- Prince George's County, MD
- Resolved
- 2018
Injury & Accident Details
- Injury Type
- Neck Injury (Whiplash)
- Accident Type
- Rear-end
- Case Type
- Motor Vehicle Accident
Settlement Context
This verdict-plaintiff of $200,000 is above the median of $11,079 for neck injury (whiplash) cases resolved by verdict-plaintiff. The typical range is $4,175 to $31,428, based on 656 cases in our database.
Case Overview
A plaintiff was involved in a multi-vehicle collision on an interstate highway after a loaded pickup truck rear-ended a vehicle, pushing it into the plaintiff's car. The plaintiff sustained neck and shoulder injuries, leading to chronic pain and requiring epidural pain injections. Medical expenses totaled $32,000. The plaintiff subsequently sued the defendant uninsured motorist carrier, alleging breach of contract and seeking benefits under a $100,000 policy.
During the trial, the defendant insurer did not dispute that the pickup truck driver caused the collision but contested the extent of the plaintiff's damages, arguing that the injuries were preexisting and had resolved. Both sides presented expert testimony from orthopedic surgeons. A jury in Maryland awarded the plaintiff $200,000, which was then reduced to $100,000, reflecting the policy's uninsured motorist coverage limit.
Understanding This Case
- Most whiplash injuries improve within 2-3 months. However, about 25% of patients experience chronic symptoms lasting over a year, significantly impacting quality of life.
- This case went to trial and resulted in a jury verdict. Verdicts can yield higher awards but carry the risk of receiving nothing if the jury rules against the plaintiff.
- This case was resolved in Prince George's County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
- Resolved in 2018, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.
VerdictlyTM Score
This outcome differs from typical similar cases
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