Verdictly
Settlement
Harris County • 2022

Houston Uninsured Motorist Collision Settles for $7,000

Two individuals were traveling on a highway service road when another driver failed to control their vehicle and caused a collision. The at-fault driver fled the scene or was uninsured. The injured individuals sought medical treatment for their injuries. They filed suit against their insurer, alleging the insurer failed to offer a fair settlement. The parties eventually reached a settlement agreement.

Case Information Updated: October 2025

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Back Strain / Soft Tissue
Other Accident

About Back Strain / Soft Tissue Injuries

Back strain and soft tissue injuries are among the most common injuries sustained in car accidents. These injuries affect muscles, tendons, and ligaments in the back, often resulting from the sudden impact forces experienced during a collision.

Case Outcome

Outcome
Settlement
Amount
$7,000
County
Harris County, TX
Resolved
2022

Injury & Accident Details

Injury Type
Back Strain / Soft Tissue
Accident Type
Other
Case Type
Motor Vehicle Accident

Settlement Context

This settlement of $7,000 is near the median of $15,103 for back strain / soft tissue cases resolved by settlement. The typical range is $6,150 to $50,000, based on 95 cases in our database.

Case Overview

On June 6, 2020, an uninsured driver caused a collision on the service road of Interstate 610 West in Houston, then fled the scene. Two plaintiffs, an adult and a minor, sustained serious personal injuries, including cervical and lumbar sprain/strain, shoulder pain, arm pain, and muscle spasms. They sought treatment at Memorial Hermann Southwest Hospital and later underwent physical therapy.

The plaintiffs, covered by an uninsured motorist policy with State Farm, filed suit against their insurer. They alleged State Farm failed to offer a fair settlement and delayed responding to investigation requests for over six months. State Farm denied the claims, asserting the plaintiffs failed to meet conditions precedent for an uninsured motorist claim and were subject to limits on medical expense recovery. The insurer also moved to designate the at-fault driver as a responsible third party.

Following discovery, a Guardian Ad Litem was appointed for the minor plaintiff. The parties ultimately reached a settlement agreement, which the court approved on November 14, 2022, finding it fair and just for the minor. A final judgment entered November 16, 2022, awarded a total of $7,000. Funds were allocated to the minor plaintiff, a medical lien, and the adult plaintiff for medical expenses, attorney fees, and costs. State Farm was discharged from all related claims.

Understanding This Case

  • The majority of soft tissue injuries resolve within 6-12 weeks with proper treatment. However, approximately 10-20% of cases may develop into chronic conditions requiring ongoing care.
  • This case was resolved through a settlement, avoiding the uncertainty and expense of a trial. Settlements typically resolve faster and provide guaranteed compensation.
  • This case was resolved in Harris County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
  • Resolved in 2022, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.

VerdictlyTM Score

71
/100
Reasonably Fair

This outcome is within expected ranges

This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.

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