Verdictly
Settlement
Duval County • 2001

Jacksonville Jury Issues Defense Verdict in UM/UIM Insurance Dispute

One driver was involved in a collision with another vehicle. The injured person was a passenger in her vehicle and claimed the other driver's insurance was insufficient to cover her damages. She sought compensation from her own insurance for the remaining damages.

Case Information Updated: October 2025

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Shoulder Injury
Other Accident
Motor Vehicle Negligence

Case Outcome

Outcome
Settlement
Amount
$30,000
County
Duval County, FL
Resolved
2001

Injury & Accident Details

Injury Type
Shoulder Injury
Accident Type
Other
Case Type
Motor Vehicle Negligence

Settlement Context

This settlement of $30,000 is near the median of $60,000 for shoulder injury cases resolved by settlement. The typical range is $24,061 to $250,000, based on 20 cases in our database.

Case Overview

In June 1995, a vehicle collision occurred at the intersection of Atlantic Boulevard and San Pablo Road in Jacksonville, Florida. The plaintiff, a right front-seat passenger wearing a seat belt, was involved in an incident with a vehicle operated by a third party. The plaintiff's damages from the collision exceeded the liability insurance coverage maintained by the at-fault driver and vehicle owner.

The plaintiff subsequently filed a claim against her own insurer, the defendant, seeking uninsured/underinsured motorist (UM/UIM) coverage and umbrella insurance benefits. She alleged the defendant was liable for the extent of her damages that surpassed the third-party coverages. The plaintiff sought $4 million in damages. The defendant insurer made a settlement offer of $100,000.

During the proceedings, both sides presented expert testimony covering neurology, physical medicine, biomechanics, accident reconstruction, economics, orthopedic surgery, diagnostic radiology, hand surgery, and accounting. Following the trial, the defendant filed motions to tax costs, assess attorney's fees, and for entry of judgment, indicating a favorable outcome for the defense or a jury award significantly less than the plaintiff's demand. The court's ruling on these post-trial motions was pending.

Understanding This Case

  • This case was resolved through a settlement, avoiding the uncertainty and expense of a trial. Settlements typically resolve faster and provide guaranteed compensation.
  • This case was resolved in Duval County, Florida. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
  • Resolved in 2001, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.

VerdictlyTM Score

79
/100
Reasonably Fair

This outcome is within expected ranges

This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.

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