Florida UIM Claim for Rear-End Collision Concludes in Palm Beach Gardens
One driver's vehicle was rear-ended, pushing it into the vehicle in front. The collision occurred on a public road. The injured person had an insurance policy with underinsured motorist coverage.
Case Information Updated: October 2025
About Cervical Disc Injury Injuries
Cervical disc injuries involve damage to the intervertebral discs in the neck region (C1-C7). These injuries can include herniated discs, bulging discs, and disc degeneration accelerated by trauma.
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $553,170
- County
- Palm Beach County, FL
- Resolved
- 2004
Injury & Accident Details
- Injury Type
- Cervical Disc Injury
- Accident Type
- Multi-vehicle
- Case Type
- Motor Vehicle Negligence
Settlement Context
This verdict-plaintiff of $553,170 is above the median of $42,976 for cervical disc injury cases resolved by verdict-plaintiff. The typical range is $18,000 to $139,701, based on 382 cases in our database.
Case Overview
A motorist filed a claim against an insurance company following a multi-vehicle collision in Palm Beach Gardens, Florida, on November 26, 2001. The plaintiff's vehicle was rear-ended on PGA Boulevard, which then pushed it into the vehicle ahead. A court determined that the underinsured motorist who caused the initial impact was entirely responsible for the accident.
The plaintiff's insurance policy with the defendant included uninsured/underinsured motorist coverage. The plaintiff presented testimony from various medical experts, including specialists in physical medicine, neurosurgery, anesthesiology/pain management, and orthopedic surgery, along with economic and accounting experts. The defendant countered with testimony from its own experts in orthopedic surgery, vocational rehabilitation, and accounting.
The plaintiff received $100,000 from the responsible tortfeasor. In the claim against the insurance provider, the defendant's highest offer was $175,000.
Understanding This Case
- Many cervical disc injuries improve with conservative treatment. However, about 30% of cases may require surgical intervention, with varying degrees of permanent impairment.
- This case went to trial and resulted in a jury verdict. Verdicts can yield higher awards but carry the risk of receiving nothing if the jury rules against the plaintiff.
- This case was resolved in Palm Beach County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
- Resolved in 2004, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.
VerdictlyTM Score
This outcome differs from typical similar cases
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