Verdictly
Settlement
Pinellas County • 1999

Clearwater Jury Awards $109,549 in Rear-End Collision

One driver was rear-ended by an uninsured motorist while stopped in traffic. This driver later caused a second accident where they rear-ended another vehicle. The insurance company argued the second accident caused the injuries, while the injured driver argued the first accident was the cause. The case involved disputes over the speed of the initial collision and the extent of injuries from each accident.

Case Information Updated: October 2025

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Lumbar Disc Injury
Rear-end
Motor Vehicle Negligence

About Lumbar Disc Injury Injuries

Lumbar disc injuries affect the lower back (L1-L5 and S1), which bears significant body weight and is particularly vulnerable to trauma. These injuries can cause debilitating pain and functional limitations.

Case Outcome

Outcome
Settlement
Amount
$109,549
County
Pinellas County, FL
Resolved
1999

Injury & Accident Details

Injury Type
Lumbar Disc Injury
Accident Type
Rear-end
Case Type
Motor Vehicle Negligence

Settlement Context

This settlement of $109,549 is near the median of $93,000 for lumbar disc injury cases resolved by settlement. The typical range is $30,000 to $450,000, based on 103 cases in our database.

Case Overview

A vehicle passenger in Clearwater, Florida, sued an insurance carrier for uninsured motorist benefits after a November 29, 1995 collision. The plaintiff was a passenger in a vehicle that was rear-ended by an uninsured motorist on Missouri Avenue, causing $287 in property damage. The plaintiff sought coverage from the defendant insurer, USAA.

A second motor vehicle accident on March 4, 1996, where the plaintiff was at fault and sustained over $6,000 in property damage, became the case's central dispute. The defendant argued this later, more serious incident caused the plaintiff's injuries, noting 90% of medical care, including three surgeries, occurred afterward, while the plaintiff maintained the initial collision was the cause. Experts presented conflicting impact speed estimates for the first accident; the defendant's expert stated five mph or less, while the plaintiff's expert estimated fifteen to twenty mph.

The jury found in favor of the plaintiff, awarding a judgment of $109,549.95. However, no damages were awarded for future medical expenses or future pain and suffering. The defendant later paid the judgment along with $22,500 for litigation expenses and taxable costs.

Understanding This Case

  • About 90% of lumbar disc herniations improve with conservative treatment. However, those requiring surgery may face permanent work restrictions and ongoing pain management needs.
  • This case was resolved through a settlement, avoiding the uncertainty and expense of a trial. Settlements typically resolve faster and provide guaranteed compensation.
  • This case was resolved in Pinellas County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
  • Resolved in 1999, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.

VerdictlyTM Score

89
/100
Highly Fair

This outcome aligns very well with similar cases

This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.

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On May 26, 2004, a plaintiff was a passenger in an automobile that was rear-ended near the intersection of Bedford Avenue and De Kalb Avenue in Brooklyn. The plaintiff's vehicle was preparing to make a U-turn when the collision occurred. The plaintiff subsequently filed a lawsuit, alleging the driver of the striking vehicle was negligent and the vehicle owner was vicariously liable. The defendants conceded liability, and the case proceeded to trial solely on the issue of damages. The plaintiff claimed to have sustained a herniated disc at C5-6, seeking medical treatment 21 days after the incident. Treatment included chiropractic care, acupuncture, massage therapy, and hot and cold packs over several months. The plaintiff reported missing two days of work and alleged permanent neck pain, decreased range of motion, and episodes of immobility, asserting an inability to engage in activities such as dancing, playing basketball, or wearing high heels. A family medicine physician testified on the plaintiff's behalf. The defendants argued that any injuries sustained by the plaintiff resolved within 90 days of the accident, with the decreased range of motion improving within three months. A radiologist testified for the defense, stating that the plaintiff's MRIs were normal and indicated no injury. Prior to the verdict, the parties agreed to cap any damages award at $25,000, which represented the policy limits. The plaintiff had also settled a claim with the driver of the vehicle in which she was a passenger for $3,500. Following the trial, a jury awarded the plaintiff $30,000, including $10,000 for past pain and suffering and $20,000 for future pain and suffering. The final recovery was then reduced to the agreed-upon $25,000 cap.

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