Court Awards $11,055 in Auto Loan Default Judgment
One company sued another for failing to pay for a vehicle purchased on a retail installment contract. The vehicle was repossessed and sold, but a balance remained. The court found in favor of the company that sued, awarding them the remaining balance, court costs, and attorney fees.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $11,055
- County
- Harris County, TX
- Resolved
- 2020
Injury & Accident Details
- Injury Type
- Other
- Accident Type
- Other
- Case Type
- Motor Vehicle Accident
Settlement Context
This verdict-plaintiff of $11,055 is near the median of $14,473 for other cases resolved by verdict-plaintiff. The typical range is $4,770 to $42,056, based on 190 cases in our database.
Case Overview
A motor vehicle retail installment contract, originally executed on September 2, 2015, became the subject of a lawsuit after the defendant allegedly defaulted on payments. The vehicle was repossessed and sold at auction on January 12, 2017, which resulted in a deficiency balance of $9,824.49. The account was subsequently assigned to the plaintiff, Troy Capital LLC, on September 20, 2017. The plaintiff filed a lawsuit on September 26, 2019, seeking to recover the outstanding balance.
The defendant filed a general denial on June 18, 2019, but did not assert any counterclaims. The plaintiff sought payment of the deficiency balance, court costs, post-judgment interest, and attorney's fees. Although the plaintiff initially moved for a default judgment, the case later proceeded to a non-jury trial via video conference on June 3, 2020. Following a bench trial on August 12, 2020, the court rendered judgment in favor of the plaintiff, Troy Capital LLC. The court awarded $9,824.49 for the deficiency balance, $330.83 for court costs, and $900.00 for attorney's fees, along with post-judgment interest at 5.0% per annum, for a total award of $11,055.
Understanding This Case
- This case went to trial and resulted in a jury verdict. Verdicts can yield higher awards but carry the risk of receiving nothing if the jury rules against the plaintiff.
- This case was resolved in Harris County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
- Resolved in 2020, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.
VerdictlyTM Score
This outcome aligns very well with similar cases
This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.
Want to know what your case might be worth?
Get a free case evaluation to understand what your motor vehicle accident case might be worth based on cases like this in Harris County.
Similar cases you may find useful
Handpicked by matching injury type, accident details, and outcome to this case.
One driver rear-ended another vehicle stopped at a red light. The driver who was hit filed a lawsuit seeking damages for medical expenses and pain and suffering. The parties reached a settlement agreement.
One driver's pickup truck was struck from behind by another pickup truck. This happened shortly after the first pickup truck was struck by a third vehicle. The driver of the first pickup truck claimed an injury. The second pickup truck sustained significant damage.
One driver was stopped in traffic on a highway when their vehicle was struck from behind by a bus. The driver claimed the collision caused permanent injuries, forcing them to change to a less physically demanding job. The bus company denied negligence. The jury found the bus company at fault.
One driver was stopped at an intersection preparing to turn left when their vehicle was struck from behind by another vehicle. The driver claimed neck injuries. The other driver's insurer offered its policy limit. The injured driver sued their own insurer for underinsured motorist benefits, alleging the other driver was negligent. The defense questioned the extent of injuries and suggested they were pre-existing.
One driver was stopped in traffic when their vehicle was hit from behind by another vehicle. The driver who was hit claimed serious injuries to their neck and back, including paralysis in one arm, requiring surgery. The other driver argued that a third vehicle caused the accident or that the injured driver's own actions contributed. The jury found the second driver fully at fault.
Explore More Cases Like This
Browse similar cases by injury type and location to get a better understanding of case values in your area.