Verdictly
Settlement
Maricopa County • 2013

Maricopa County UIM Claim Settles After Appeal, Amount Undisclosed

One driver and two passengers were involved in a motor vehicle collision. The driver sustained injuries resulting in medical expenses. The driver sought compensation from the at-fault motorist and later filed a claim with their own insurance company for underinsured motorist benefits. The insurance company denied the claim, stating the driver had rejected this coverage. The case went to court, and after an appeal, the parties settled.

Case Information Updated: October 2025

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Other Injury
Other Accident
Motor Vehicle Negligence

Case Outcome

Outcome
Settlement
Amount
$50,000
County
Maricopa County, AZ
Resolved
2013

Injury & Accident Details

Injury Type
Other
Accident Type
Other
Case Type
Motor Vehicle Negligence, Economic Injury

Settlement Context

This settlement of $50,000 is above the median of $11,429 for other cases resolved by settlement. The typical range is $4,710 to $30,000, based on 82 cases in our database.

Case Overview

A vehicle owner, the plaintiff, and two passengers were involved in a motor vehicle collision, after which the plaintiff reported nearly $36,000 in medical expenses for her injuries. The plaintiff received $50,000 from the at-fault motorist. She then filed an underinsured motorist (UIM) benefit claim with her insurer, the defendant. The defendant denied the claim, asserting the plaintiff had previously rejected UIM coverage by signing a form.

The plaintiff subsequently sued the defendant in Arizona Superior Court, Maricopa County, on January 14, 2011, contending she was entitled to UIM coverage. The plaintiff filed a motion for partial summary judgment, arguing the defendant had not properly offered UIM coverage because the rejection form lacked adequate information to accept or reject the offer, did not include a premium quote, and did not comply with A.R.S. § 20-259.01 or the Arizona Department of Insurance's directive. The defendant filed its own motion for partial summary judgment, maintaining that the statute only required a written offer and did not define what constituted such an offer.

The Superior Court initially granted the defendant's motion for partial summary judgment and denied the plaintiff's motion. However, this ruling was later reversed on appeal. The parties subsequently settled the case on September 27, 2013.

Understanding This Case

  • This case was resolved through a settlement, avoiding the uncertainty and expense of a trial. Settlements typically resolve faster and provide guaranteed compensation.
  • This case was resolved in Maricopa County, Texas. Local jury tendencies, judge assignments, and regional economic conditions all influence case outcomes in this jurisdiction.
  • Resolved in 2013, this case reflects the legal and economic conditions of that period, including medical costs, insurance practices, and jury award trends at the time.

VerdictlyTM Score

53
/100
Questionable

This outcome differs from typical similar cases

This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.

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