Verdictly
Verdict-Plaintiff
Goliad County • 2017

Texas Jury Awards $320,000 in UIM Rear-End Collision

One driver was driving when the other driver hit their vehicle from behind, causing it to flip. The injured driver claimed soft-tissue neck injuries on top of a pre-existing condition. They sought future medical treatment and stated they could no longer work as a welder or do farm work. The other driver argued the injuries had resolved and pointed to a gap in treatment and pre-existing conditions. A jury awarded damages.

Case Information Updated: October 2025

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Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

Case Outcome

Outcome
Verdict-Plaintiff
Amount
$320,000
County
Goliad County, TX
Resolved
2017

Injury & Accident Details

Injury Type
Back Strain / Soft Tissue
Accident Type
Rear-end
Case Type
Motor Vehicle Negligence, Rear End Collision

Case Overview

A driver filed a claim under an underinsured motorist (UIM) policy after their vehicle was rear-ended by another driver, causing it to flip onto its roof. The underlying defendant driver's insurance paid its $30,000 policy limit. The plaintiff then sought recovery under a $100,000 UIM policy, with liability for the collision not contested.

The plaintiff asserted the accident caused soft-tissue cervical injuries superimposed on pre-existing spinal stenosis, leading to permanent pain and limitations. The plaintiff underwent initial physical therapy, followed by a six-month treatment gap before seeking chiropractic care. A chiropractor concluded the plaintiff would experience permanent pain, limitations, and likely require future cervical surgery. The plaintiff stated an inability to return to work as a welder or engage in physically demanding farm activities.

The UIM carrier maintained that any injuries from the accident had resolved. The defendant highlighted the gap in treatment and contended that an MRI revealed extensive degenerative disc disease, suggesting the plaintiff's issues were not solely accident-related. The plaintiff countered that the initial advice indicated pain would subside, leading to the treatment gap, and argued that previous neck symptoms were essentially asymptomatic despite the degenerative findings.

The UIM carrier offered $15,000 to resolve the claim. A jury subsequently awarded the plaintiff $320,000. Because this award exceeded the initial $30,000 payment from the tortfeasor and the $100,000 UIM policy limit, the UIM carrier was deemed responsible for its full policy coverage of $100,000, after a credit for the prior payment.

VerdictlyTM Score

38
/100
Potentially Unfair

This outcome significantly deviates from similar cases

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