Verdictly
Settlement
Harris County • 2016

Houston Jury Awards $14,340 in Underinsured Motorist Claim

One driver was stopped in traffic when another driver rear-ended them. The injured driver claimed the accident caused serious injuries to their neck and back discs. The case involved a dispute over underinsured motorist benefits after an initial settlement with the at-fault driver.

Case Information Updated: October 2025

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Cervical Disc Injury
Rear-end
Insurance Obligation

Case Outcome

Outcome
Settlement
Amount
$14,340
County
Harris County, TX
Resolved
2016

Injury & Accident Details

Injury Type
Cervical Disc Injury
Accident Type
Rear-end
Case Type
Insurance Obligation, Vehicle negligence, Business negligence, Insurance obligation

Case Overview

In September 2012, a plaintiff was driving on Katy Highway in Houston, Texas, when his vehicle was rear-ended after he slowed for traffic. The plaintiff alleged the at-fault driver was negligent, causing him serious injuries to the discs of his cervical and lumbar spine. The plaintiff subsequently settled with the at-fault driver for the driver's insurance policy limit of $30,000.

Following the initial settlement, the plaintiff sought underinsured motorist benefits from his own insurance provider, the defendant insurer, arguing that the $30,000 did not fully cover his damages. The defendant insurer denied the claim, maintaining that the settlement amount adequately compensated the plaintiff.

A jury ultimately determined that the plaintiff was entitled to additional compensation. The jury awarded the plaintiff $11,840 for past medical expenses and $2,500 for past pain and suffering.

VerdictlyTM Score

41
/100
Questionable

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