Verdictly
Settlement
Harris County • 2017

Houston Jury Awards $106,495 in Rear-End Collision UIM Dispute

One driver was stopped when their vehicle was struck from behind in a chain reaction collision. The driver sustained serious spinal injuries. After settling with the at-fault driver, the injured driver pursued underinsured motorist benefits from their own insurance carrier. The insurance company denied the claim, but a jury found the injured driver was entitled to additional benefits.

Case Information Updated: October 2025

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Lumbar Disc Injury
Rear-end
Insurance Obligation

Case Outcome

Outcome
Settlement
Amount
$106,496
County
Harris County, TX
Resolved
2017

Injury & Accident Details

Injury Type
Lumbar Disc Injury
Accident Type
Rear-end
Case Type
Insurance Obligation, Insurance law, Rear end collision, Insurance obligation

Case Overview

A plaintiff sustained severe spinal injuries in a chain-reaction rear-end collision on January 25, 2015, on US Highway 59 in Houston, Texas. The plaintiff's vehicle was struck twice while stopped. The plaintiff settled with the at-fault driver for policy limits of $30,000.

Subsequently, the plaintiff sought Underinsured Motorist (UIM) benefits from her own insurance carrier, the defendant. The defendant insurer denied the claim, asserting that the plaintiff had been adequately compensated for her injuries by the prior settlement. The plaintiff, who experienced serious spinal injuries and anticipated significant future surgery costs, argued for additional compensation.

A jury found that the plaintiff was entitled to further benefits. The jury awarded the plaintiff $53,495.67 for past medical expenses, $27,500 for past pain and suffering, and $3,000 for past lost wages. The plaintiff also received an award of $22,500 for future pain and suffering.

VerdictlyTM Score

90
/100
Highly Fair

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