Beaumont Underinsured Motorist Claim Settles for $35,000
One driver was stopped in traffic when another vehicle rear-ended them at high speed. The impact pushed the first vehicle into other cars and a barrier. The occupants of the first vehicle sought underinsured motorist benefits from their own insurance company after settling with the at-fault driver's insurer. One occupant sustained foot fractures, while the other had a head injury and a nose laceration.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Settlement
- Amount
- $35,000
- County
- Jefferson County, TX
- Resolved
- 2015
Injury & Accident Details
- Injury Type
- Leg / Foot Injury
- Accident Type
- Rear-end
- Case Type
- Motor Vehicle Negligence
Case Overview
In Beaumont, Texas, a driver and their spouse were involved in a severe multi-vehicle collision on Highway 69 near the Texas 105 overpass. Their sedan was stopped in traffic when it was rear-ended at high speed by another vehicle, pushing it into multiple other vehicles and then into a highway barrier. The plaintiffs were transported to an emergency room by ambulance.
Following the incident, the plaintiffs settled with the at-fault driver's liability insurer. They then sought underinsured motorist benefits from their own insurer, the defendant. After failing to reach a settlement, the plaintiffs filed a lawsuit against the defendant insurer for the underinsured motorist benefits. One plaintiff sustained a closed head injury with memory impairment, abrasions, and a laceration requiring an overnight hospital stay and follow-up neurological care. This plaintiff's medical bills totaled approximately $13,000 and damages for past pain and suffering were sought. The other plaintiff suffered undiagnosed foot fractures that were identified six weeks later by a second orthopedic surgeon, leading to a foot boot and medical bills of about $8,300. This plaintiff sought damages for past and future pain and suffering.
The defendant insurer did not dispute the at-fault driver's negligence but argued that one plaintiff recovered well with minimal treatment and that the other plaintiff's medical records did not support claims of surgical recommendations or severe future limitations. The defendant applied credits from the initial liability settlement. The case ultimately concluded in a settlement for $35,000.
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